Attention homeowners in Gilford and Belknap County: Get an Appraisal today!

Here are the top 7 reasons why NH homeowners need Cynthia A. Dupray-Moulton:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a NH property tax assessment
Remove PMI to lower their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in NH by determining the true market value of real estate in question

Do you own a home in or near Gilford? Do you need help deciding the price of your real estate?
Contact Cynthia A. Dupray-Moulton.

At Cynthia A. Dupray-Moulton, we understand the particular needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Cynthia A. Dupray-Moulton are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Cynthia A. Dupray-Moulton, we're veterans in helping clients just like you abolish unwanted PMI insurance.

Challenging Belknap county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from Cynthia A. Dupray-Moulton is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Cynthia A. Dupray-Moulton can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Cynthia A. Dupray-Moulton can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Cynthia A. Dupray-Moulton can We can assist you. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.